Terms and conditions

Thank you for accessing this site at www.iil.co.uk (“Site”).Please read these user conditions before using this site which is operated by Insurance Initiatives Limited (IIL) whose registered office is at 35-37 St Mary’s Gate, Nottingham, NG1 1PU (registered number 6546273) and registered for VAT purposes with number 937070521 (“we” or “us”).We operate this site for the purpose of promoting our services only. By using this site, you signify your acceptance of these user conditions in return for which we will provide you with access. From time to time we may modify the conditions so please continue to review them when accessing this site. You will be unable to use this site, if at any time you do not wish to accept the user conditions.

No Reliance
Whilst we take steps to ensure the accuracy of the information accessed via this site, we cannot guarantee or give any warranty as to the accuracy, timeliness or completeness of any information or material appearing on it. We accept no liability for content provided by any third party and we are only providing access to such content to you. We have no obligation to verify the content of such information nor to edit any such information provided by a third party. We do not endorse, support, represent or guarantee the truthfulness, accuracy, or reliability of any third party details and you acknowledge that any reliance on such information will be at your own risk.
Copyright Notice
This site and all materials, text, code, content, software, videos, music, sound, graphics, photographs, illustrations, artwork, names, logos, marks, formats, files, devices and links contained in it or linked to it and any and all such other relevant materials (together “content”) are protected by copyright, trademarks and other rights of intellectual property owned by us or licensed to us. Anyone accessing this site is entitled to view any part of it. However, the content must not be used nor reproduced (in whole or in part) for any other purpose including on or in connection with another website or publication or for direct commercial gain. Any links to this site must be notified to and approved by us before they are created or steps are taken to create the same.
No Warranty
This site and its content are provided “as is” excluding warranties of any kind, either express or implied, to the fullest extent permissible under applicable law. We accept no liability for functions contained on the site and make no warranty that the site will operate uninterrupted or error-free or that any defect will be corrected. We do not warrant that the site is compatible with your computer equipment or that the site or its server is free of errors, viruses, worms or “Trojan horses” and we shall not be liable for any damage you may suffer as a result of such destructive features.
Limitation of liability

You acknowledge that your use of this site and its content is at your own risk. If you are dissatisfied with this, please contact us at information@insuranceinitiatives.com

Except for liability which we cannot by law restrict or exclude, we shall have no liability to you or any third party for any direct, indirect or consequential damages (including loss of profits), or any other damages of any kind whether based on warranty, contract, tort (including negligence) or otherwise. Applicable law may not allow the limitation or exclusion of liability of certain damages, so this limitation or exclusion may not apply to you in its entirety.

Local laws and regulations
This site is not directed at persons in a jurisdiction where for any reason the site’s publication or availability is prohibited and any person for whom such a prohibition applies must not access the site. Those who access the site do so on their own initiative and are responsible for compliance with applicable local laws or regulations.
Our website, like many other websites around the world, use cookies for a variety of purposes, including ensuring the website functions as you would expect, remembering your preferences, and gathering anonymous marketing data. Never will we collect or use cookies to track personally-identifiable data without your express permission. Find out more about the use of cookies on this website below.

Privacy Policy

Insurance Initiatives Limited (IIL) offers a variety of services to the UK personal lines insurance market including transactional services that consult numerous data sources and derive intelligence using analytic models, rule-sets and scorecards.

These services are delivered to all points of the insurance customer lifecycle from quotation through to claims and renewal processing.

The objectives of the Insurance Initiatives Privacy Policy are to preserve:

– access to data shall be confined to those IIL associates with the appropriate authority.
– information shall be complete and accurate. All IIL systems, assets and networks shall operate correctly, according to specification.
– information shall be available and delivered to the right place, person, or system at the time when it is needed.

The aim of this policy is to establish and maintain the security and confidentiality of information, information systems, applications and networks owned or held by iil.

Cookie information
Our website uses cookies for a number of reasons, including ensuring the website functions as you would expect and gathering anonymous marketing data. We do not collect or use cookies to track personally-identifiable data without your express permission.
Giving us permission to use cookies
By continuing to use this website after seeing our notice and/or reading this page you are indicating that you are happy for us to set cookies in your browser in line with this document. If you wish to use this site, but would like us not to set cookies in your browser, you can learn how to disable or remove cookies below. Please note however that doing so will impact the functionality of this site.
Third party websites

Where we provide links to third party websites, such sites are not controlled by us and are not covered by this Privacy Policy. These links are provided for your convenience only. If you access these sites by using the links provided, the operators of these sites may collect information from you which will be used by them in accordance with their privacy policy, consequently you are advised to check the privacy policy of such third parties before providing information to them.

By using the IIL website, you confirm your agreement to the terms and conditions of this privacy policy and our terms of service, incorporated herein by this reference. If you do not agree to this privacy policy, please do not use our website. We may change this privacy policy from time to time without notice (including, without limitation, on the introduction of new services to our users which affect our privacy practices). Any such change will take effect once the revised privacy policy is available on the IIL home page. You will be bound by any such changes to the privacy policy. Your continued use of the IIL website following such changes to this privacy policy means you accept those changes.

Anonymous visitor statistics cookies
We use the services provided by Google Analytics to track visitors and build up a picture of how visitors use our website, where they have come from, the pages they visit etc. In order to do this, Google analytics will set up to three cookies on your browser. No personally identifiable information is stored, and all the data we receive is anonymous.
Turning cookies off
If you wish to turn cookies off then you can do so through your browser settings. Click on “Tools” or “Security” in your browser toolbar to amend your cookie settings.